I had multiple loans with different payment dates, and it was overwhelming to keep up. LoanConsolidation24 made it so simple to combine all my loans into one affordable payment. The process was smooth, and their team guided me every step of the way. Now I feel in control of my finances again. Highly recommend their service!
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Find the Best Consolidation Loans: Affordable, Easy & Fast Approval
Want a loan to pay off several smaller loans? LC24 South Africa helps you clear your debt fast and learn how prescribed debt laws can impact your finances.
TAKE BACK CONTROL OF YOUR FINANCIAL LIFE
OUR SERVICES
DEBT REVIEW
FLAG REMOVAL
We assist in legally removing your debt review flag,
allowing you to access new credit and rebuild your financial future.
IMPROVING YOUR CREDIT RATING
Struggling with a low credit score? We’ll help you improve it with tailored solutions.
REMOVING PRESCRIBED DEBT
Do you have debt older than three years that hasn’t been acknowledged or paid? We can assist removing this debt.
RECKLESS LENDING
Victim of reckless lending? If creditors granted loans without proper checks, we help you fight back and remove your debt for free.
TESTIMONIALS
I was hesitant about loan consolidation services because my credit score was low, and I had
a Debt Review Flag on my name.
The team at Loanconsolidation24 assisted me in removing the Flag and cleaning up my
credit report. Three months later, I qualified for the loan. I was very happy with the service
and even more pleased with the results.
Thank you, LC24
Sipho Dlamini
LoanConsolidation24 really simplified my finances. I had multiple loans with different interest rates, and they helped me combine them into one manageable monthly payment. The process was straightforward, and their team was professional and helpful throughout. I'm glad I reached out to them!
Annelise van der Merwe
Frequently Asked Questions
Reckless lending occurs when a credit provider grants you credit without conducting a proper affordability assessment. If the debtor/client cannot repay the balance within the prescribed term, the credit provider could be at fault. It is their responsibility to ensure the debtor has sufficient income to meet all their financial obligations.
The norm is that the maximum amount is R800 000. Subject to affordability, this can differ.
Prescribed debt refers to accounts that are 3 years old without any payment, acknowledgment, or payment arrangement.
Clients will not be liable to pay the debt, and creditors cannot proceed with legal action.
While under the program, you are unable to enter into any new credit agreements. Once all your debt obligations have been satisfied in full, you will be issued a clearance certificate, which will be sent to all credit bureaus to remove the debt review flag/status from your name.
The debt review flag/status can be removed if all your accounts listed under debt review are settled or prescribed. If your debt review company is no longer operating and you have settled all your accounts or the accounts are prescribed, the flag/status can also be removed.
Normally, you cannot. However, with our additional services, you may still qualify.
Only a registered debt counsellor can remove your flag.
Depending on your affordability and the types of debt you have (secured/unsecured), you can qualify.
Our standard loan amounts range from R100,000 to R800,000.
Application processing time is just 2–5 working days.
You must…
- Be 18 years old or over
- Hold a valid South African (RSA) Identity Document
- Have full time employment
Before you get started there are a few things you should know.
- The higher your credit score, the better the terms you’ll get for loan consolidation.
- The sooner you start cleaning up your credit record, the easier it will be to qualify.
Apply today and receive a free credit report with expert advice, including an assessment for loan consolidation. Take control of your finances and eliminate any doubts.
Don’t wait any longer—fill in the form now!
LOCATION
Our prime location at 119 Booysens Reserve Rd, Theta, Johannesburg South, 2091 with our great office zen ambiance environment creates the best settings for our professionals to perform at their best. From here we serve the entire country. Our systems ensure smooth communication with high satisfactory levels among our clientele.
Pay off your loan immediately
With the new loan, your existing debt will be cleared right away, giving you peace of mind and a fresh financial start. This means no more juggling multiple payments or worrying about overdue amounts. Start enjoying a simplified repayment plan tailored to your needs.
NEED SOME HELP
We have a friendly and approachable team who are always ready to listen and assist with any questions about improving your finances. Whether you need advice or guidance, we’re here to help you take control of your financial future with confidence.
FRUSTRATED FROM ALL YOUR SHORT CASH LOANS ?
Are you finding it hard to make ends meet?
Applying for ‘fast cash’ loans too often will negatively impact your credit score. Let us help you take control and improve your financial situation.
Please fill in the form and we will call you back.
CONTACT US
CONTACT US
Street Address
119 Booysens Reserve Rd, Theta, Johannesburg South, 2091