How Much Loan Do You Need

A fast 15-minute loan application!

Quick & Easy Loans You Can Count On!

Need a quick loan? Apply online for the loan amount you need today! We will contact you within 24 hours, from the time you submitted your application (during working hours*).

Steps to quick loan success…


    You need to complete the online loan application and you’ll receive a response within 24 hrs.


    Once you have been contacted and your loan approved, your money is paid directly into your account within 15 short minutes.


    Jokes on you, there is no third step. Real, fast loans for consolidating your debt that are simple to secure.


We offer you a few loan options. Simply select the options that suit your needs best

  • Personal Credit

    Apply for a personal or payday loan to cover your costs or to use for whatever you choose. Follow the quick online application and we’ll call you to confirm the finer details, and you are good to go.

  • Urgent Loans

    Need quick cash for an unexpected event, your small business or something else? No problem, we’ve got you covered. From our simple application process to finding out if you are approved for a cash injection takes 24 hours or less.

  • Secure, Easy & Reliable Loans to Consolidate your short-term Debt!

    All our simple loans are performed on the phone and telephonic applications are recorded for security and quality purposes. You can be sure that not only is the process safe but quick and effective too.

I needed a loan for my car that broke unexpectedly. I like that is was easy and very quick to get a loan, the money was in my bank account the same day as my application. Thank you

Testimonials loan4debt

Xolani Mqatazana

I am so happy with the level of service I received from loanconsolidation. I was called within 5 min of completing my application online. The Lady that helped me was very friendly and helpful. Great service thank you.


Christa le Roux


I just needed a small loan. It was so easy to apply and I received my money in my bank account just after I talked to the person on the phone. I will use loanconsolidation24 again when I need a loan for something.


Franklin Balewa


The fastest loans around… Get the money you need when you need it with Loanconsolidation24.

Frequently asked questions

We specialise in fast, reliable, and secure short-term loans to satisfy your urgent cash flow needs. If you require money fast because of an unforeseen emergency, lump sum payment of some kind or a once in a lifetime opportunity, we are here to assist. We understand life doesn’t wait for pay day, which is why we provide fast loan processing services that are easy, effective and secure.

Our loans are intended for occasional use and are not to be used to service or repay outstanding debt. If you are already under financial strain and are struggling to make ends meet due to unpaid debt, we unfortunately will be unable to provide you with a loan. Our loans have short repayment terms and are not suitable for long-term lending as our interest rates are not always the cheapest when compared to more suitable consolidation loan providers.

If you miss a repayment, you are liable to pay a missed charge penalty of R250 in addition to any interest rate charges on the borrowed loan amount. Additionally, we are obligated to report any missed repayments, which means that missed payments may negatively impact your credit rating. A bad credit or negative credit score may affect your ability to secure credit in the future.

If you apply for a fast and secure loan and are approved. You are legally obligated to repay the loan in line with the agreed upon terms of the loan agreement such as interest rates, repayment terms and so on. While we are very clear about these terms, only you can take responsibility for the loan which is taken out under your name. If you are unsure whether you can afford a fast, short-term loan and meet the repayment costs on your selected date, please consider getting financial advice before making any decisions.

We individually process and consider each and every applicant. This process usually takes around 24 hours by which time we will contact you telephonically to finalise the finer details, check your credit score and let you know whether your loan is or isn’t approved. Once your loan has been approved and the loan processed into your account you will receive a confirmation notification specifying the amount deposited into your bank account. Often you will receive the amount within 15 minutes after you have been approved.

In some cases, the process may take longer if you do not have a good credit score as additional checks need to be done. This is often the case if you frequently apply for credit or loans. We try our best to provide everyone with the best opportunity and take every aspect of your credit rating into account when processing your application. This occasionally requires additional time, over and above the standard 24-hour processing time.

Our loans are ideally used to settle small debt amounts. It enables you to take our one slightly larger loan to settle all your small, short-term financial debts, and only pay one monthly payment. The types of short-term debt our loans can be used to consolidate are clothing accounts, small personal loans, payday loans or any other small debts that have a short repayment period. The goal here is to take out a loan from loan consolidation24 to cover your small debts and enable you to pay one affordable loan repayment over a slightly longer period instead of having to manage multiple short-term debt repayments. That being said we can unfortunately not assist those who have been blacklisted or need a loan to satisfy large debts with repayments terms of 12 months or more.

Want to apply for a quick and easy loan that can be used to pay off small short-term debts allowing you to pay one amount to settle small debt obligations? Make sure you have the below on hand to make sure you can get your loan as soon as possible.

You must…

  • Be 18 years old or over
  • Hold a valid South African (RSA) Identity Document
  • Have a reasonable credit record
  • Have full time employment

Before you get started there are a few things you should know.

  • We provide loans for both long- and short-term use.
  • If a repayment is missed, you will be required to pay a default fee based on the amount owed. This may impact your credit rating.

Super simple loans, super-fast. Once you have completed the online form, you can secure a loan of up to the value of R150 000 within 15 minutes after successfully completing your short telephonic assessment and credit check and are approved. Don’t waste anymore time waiting for the money you need.


Not sure we’re the right fit? contact us:

087 654 4152


The final step to success. Please fill out the below form in full to finalise your simple, fast loan request.

  • Location

    We provide simple, fast and secure loans no matter where in South Africa you are located. Once you have filled out the form, we will contact you to complete your application and finalise details within 24 hours telephonically. Once approved you will receive your loan amount straight into your bank account within 15 minutes or less.

  • Cash directly to your selected bank account

    The best part is we will deposit the approved value of the loan into the account of your choosing. No long waiting periods, no unnecessary paperwork, just fast cash.

  • Need some help?

    Having trouble navigating the application forms? Or perhaps you would like to speak to someone about your loan directly? Not a problem, call 087 654 4152 and we will assist you with your online application or you can apply telephonically.


Street Address

119 Booysens Reserve Rd, Theta, Johannesburg South, 2091

Call now to speak with an agent

087 654 4152

Send us a WhatsApp now for more info

+27 63 665 0391


Are you struggling to make ends meet? Are you finding yourself applying for ‘fast cash’ even though you know your credit score means you won’t get approved? We can help you get your finances back on track and get ahead of your debt.

Contact us today for a detailed plan on how you can help you say good-bye to debt.

Please fill in the form below and we will call you back for a FREE debt assessment.